LIFE INSURANCE CLAIMS

WHY DO INSURANCE COMPANIES DELAY OR DENY LIFE INSURANCE CLAIMS?


Often times, Florida life insurance companies deny or delay payment of a legitimate life insurance policy claim.  Some reasons for non-payment of a Florida life insurance claim include:

  • Misrepresentation on the life insurance application by the deceased individual
  • Failure to disclose medical history on the life insurance application
  • Non-payment of premiums
  • Failure to pay premiums
  • Exclusions listed in the policy
  • Alcohol use
  • Drug use
  • Death caused by an accident
  • Suicide of the insured
  • Delays for incomplete or inaccurate life insurance claim forms
  • Delays for failure to produce a death certificate or proof of death
  • Delays during investigation into medical history of decedent

Whether you need an attorney to help you negotiate with a life insurance company is a complex question, we can help you with the answers.

WHERE DO YOU HANDLE FLORIDA LIFE INSURANCE CASES?


Throughout all of Florida, we are licensed to practice throughout the entire state of Florida.  Our offices are located in Lake City, Live Oak and Gainesville, however, we will find you an attorney experienced in dealing with insurance companies at no additional charge.  Our name is on the line and we will find you the most reputable attorneys in your area.

Koberlein Law Offices handles insurance claims and insurance matters representing the beneficiaries of insurance policies in Lake City, Columbia County, Gainesville, Alachua County, and around, Live Oak, Suwannee County; Jasper, Hamilton County; Mayo, Lafayette County; Madison, Madison County; and Trenton, Gilchrist County.

CAN YOU TAKE MY LIFE INSURANCE CASE ON A CONTINGENCY?


Yes.  We handle all life insurance claims on a contingency fee basis, with no fees or costs if no recovery.  In fact, under certain circumstances, Florida law may require the life insurance company to pay the attorneys’ fees and costs.

DID YOU KNOW YOUR LIFE INSURANCE COMPANY MAY NOT BE ABLE TO CONTEST THE POLICY AFTER 2 YEARS?


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  • EMAIL OUR FIRM

Florida law requires life insurance policy to be incontestable after it has been in force during the lifetime of the insured for a period of 2 years from its date of issue except for nonpayment of premiums.

If you are in a dispute with your insurance company or have a claim that was delayed, denied, or undervalued, contact us for a free consultation.

WHY DO INSURANCE COMPANIES DELAY OR DENY LIFE INSURANCE CLAIMS?


Often times, Florida life insurance companies deny or delay payment of a legitimate life insurance policy claim.  Some reasons for non-payment of a Florida life insurance claim include:

  • Misrepresentation on the life insurance application by the deceased individual
  • Failure to disclose medical history on the life insurance application
  • Non-payment of premiums
  • Failure to pay premiums
  • Exclusions listed in the policy
  • Alcohol use
  • Drug use
  • Death caused by an accident
  • Suicide of the insured
  • Delays for incomplete or inaccurate life insurance claim forms
  • Delays for failure to produce a death certificate or proof of death
  • Delays during investigation into medical history of decedent

Whether you need an attorney to help you negotiate with a life insurance company is a complex question, we can help you with the answers.

WHERE DO YOU HANDLE FLORIDA LIFE INSURANCE CASES?


Throughout all of Florida, we are licensed to practice throughout the entire state of Florida.  Our offices are located in Lake City, Live Oak and Gainesville, however, we will find you an attorney experienced in dealing with insurance companies at no additional charge.  Our name is on the line and we will find you the most reputable attorneys in your area.

Koberlein Law Offices handles insurance claims and insurance matters representing the beneficiaries of insurance policies in Lake City, Columbia County, Gainesville, Alachua County, and around, Live Oak, Suwannee County; Jasper, Hamilton County; Mayo, Lafayette County; Madison, Madison County; and Trenton, Gilchrist County.

CAN YOU TAKE MY LIFE INSURANCE CASE ON A CONTINGENCY?


Yes.  We handle all life insurance claims on a contingency fee basis, with no fees or costs if no recovery.  In fact, under certain circumstances, Florida law may require the life insurance company to pay the attorneys’ fees and costs.

DID YOU KNOW YOUR LIFE INSURANCE COMPANY MAY NOT BE ABLE TO CONTEST THE POLICY AFTER 2 YEARS?


Florida law requires life insurance policy to be incontestable after it has been in force during the lifetime of the insured for a period of 2 years from its date of issue except for nonpayment of premiums.

If you are in a dispute with your insurance company or have a claim that was delayed, denied, or undervalued, contact us for a free consultation.

Contact Us

  • EMAIL OUR FIRM

TESTIMONIALS & RESULTS

“I have employed Mr. Koberlein on several occasions for my personal and business matters. Each time Mr. Koberlein has performed diligently with great communication. I would recommend his services to anyone in need of legal guidance.”
David W.DILIGENT WITH GREAT COMMUNICATION

“Mr. Koberlein explained the litigation process to me, a few times, until I understood the entire process. His ability to forecast events and provide me with options was refreshing and reassuring. I felt as though he always had my interests at heart.”

Paul L.REFRESHING AND REASSURING

DON’T GO INTO THE COURTROOM ALONE


Whether it’s a personal injury case, a criminal case, or an administrative dealing with the government, you will want a dedicated attorney at your side. We take each case very seriously, and we are dedicated to getting our clients the success they deserve.

The attorneys’ experiences create the core skills which the law firm uses to focus their representation of clients’ needs in the three areas mentioned. The law firm does not attempt to practice in every area of the law, like some law firms. Instead, a focus of skills in the areas shown above is attempted in order to achieve the best possible outcome for the client.

Call Koberlein Law Offices for free consultations to provide you with a thorough and competent analysis of your legal circumstances. Also, visit the attorneys’ profile pages to learn more about how their individual professional histories have created the areas of focus they now practice together, and why so many attorneys refer specific cases to them at Koberlein Law Offices.

Last, before selecting us or any other attorney search their name and the law firm’s name on the Internet and read the reviews and the rankings that other legal ranking services provide. The Internet is an invaluable source in today’s legal market and it can help you not only determine how attorneys stack up against one another and determine which attorney will fit your needs best, but also help you make the best selection for your needs. We encourage you to research our attorneys.

  • Contact Us

    EMAIL OUR FIRM

DON’T GO INTO THE COURTROOM ALONE

Whether it’s a personal injury case, a criminal case, or an administrative dealing with the government, you will want a dedicated attorney at your side. We take each case very seriously, and we are dedicated to getting our clients the success they deserve.

OFFICE LOCATIONS

Address:
855 SW Baya Drive
Lake City, FL 32025
Phone:
386-269-9802

Address:
118 Ohio Ave N Suite A
Live Oak, FL 32064
Phone:
386-516-2626

Address:
8443 SW 14 Ln
Gainesville, FL 32607
Phone:
352-519-4357

  • Contact Us

    EMAIL OUR FIRM

PRACTICE AREAS

ABOUT

Welcome to the website for Koberlein Law Offices (aka: “KLO”). Our firm is honored to be retained to represent the interests of individuals and agencies throughout the state of Florida.

LOCATION

KOBERLEIN LAW OFFICES, PLLC
855 SW Baya Drive
Lake City, FL 32025
Phone:
386-269-9802

KOBERLEIN LAW OFFICES, PLLC
118 Ohio Ave N Suite A
Live Oak, FL 32064
Phone:
386-516-2626

KOBERLEIN LAW OFFICES, PLLC
8443 SW 14 Ln
Gainesville, FL 32607
Phone:
352-519-4357