How to collect the most from insurance companies

Posted by Fred Koberlein | Mar 09, 2016 | 0 Comments

Collect most insurance

After you are in a car accident, you probably wonder some of the following:

  1. how to get your vehicle fixed;
  2. how to keep your insurance company from raising your insurance premiums;
  3. how to get your medical bills and treatment covered; and
  4. maybe even how to  make ends meet if you're seriously injured.

Personal injury law exists to make sure you have access to the funds you'll need to get back on your feet and take control of your life again.  We will tell you how to collect the most from insurance companies after a car accident in Florida.

Compensation from A Car Accident in Florida

As a no-fault state, the first place you turn to after a car accident is your own insurance company. Your carrier will often deal with the other driver's insurance company to get the damages covered, but you will deal with your own company. If, however, you have suffered severe, permanent damages or injury from the crash, you are entitled to file suit to get further compensation.

Statute of Limitations

A statute of limitations is the amount of time you have to file a lawsuit after you discover an injury. In Florida, this statute is four years from the date of the accident. This means if you suffer an injury that takes three years to show up but the injury can still be traced directly back to the accident, you can still file a personal injury lawsuit to recover for the injury.

What Can I Collect for…?

When you are in an accident that leaves you with serious property damage or personal injury, you are entitled to compensation for the property damage and any injury. You may be entitled to compensation for a wide variety of issues resulting from the accident. Some of these issues can include:

  • Medical bills,
  • Rehabilitation
  • Doctor's visits
  • Medication
  • Damage to your vehicle
  • Loss of income from disability
  • Loss of potential future income
  • Loss of consortium (marital relations with your spouse)
  • Loss of care if you are someone whose caregiver was injured
  • Emotional damages
  • Pain and suffering

How to collect the most from insurance companies after a car accident in Florida

First, ask for a free consultation from a qualified attorney.  

When you are in an accident, keep detailed records of everything from the scene of the accident to every doctor's visit and interaction you have with anyone regarding the accident. Never sign anything and never apologize. Immediately contact a qualified personal injury attorney in Florida if the accident occurred in Florida.  Fred Koberlein helped defend insurance companies prior to opening KLO.  Fred knows the tactics that the insurance companies will attempt to lower what they pay you and what they pay for.

Insurance companies often engage in strong-arm tactics to avoid paying out the full amount to which a victim is entitled. A qualified and experienced personal injury lawyer knows all of the ins and outs of Florida injury laws and knows how to stand up to bullying insurance companies.

A personal injury lawyer in Florida will help you stand up for your rights and will make sure that not only are you protected from confusing and harsh tactics by the other side, but that you get the compensation you need and deserve to get on with your life. If you have been in a Florida car accident and need help, call us today for a no-obligation consultation at no charge or email us your questions.

About the Author

Fred Koberlein

Fred Koberlein is a trial attorney who opened Koberlein Law Offices after acquiring extensive legal experience in three legal practice areas, which are: personal injury law; criminal defense; and local government matters which require you to appear or present your matter before your local government Boards, government Councils, and government Agencies. Mr. Koberlein began trial preparation through an externship as a legal clerk with the Judges of the Third Judicial Circuit for Florida prior to his graduation from the University of Florida, College of Law.  After law school Mr. Koberlein was dedicated to becoming a trial attorney and worked with the Public Defender's Office from 2004 to 2007, where he was promoted to handling felony cases within eight months of hire.  Mr.  Koberlein has handled over 1500 criminal cases ranging from possession of cannabis, DUI, serious felonies, white-collar crimes, violations of probation hearings, and countless motion hearings. Mr.  Koberlein began practicing in the areas of personal injury and insurance defense during 2006.  Mr. Koberlein's experience in prosecuting personal injury claims against those insurance companies he was not representing and defending other insurance companies and their customers provided a unique experience where he was able to learn what each side anticipates from the opposing party.Next, Mr. Koberlein was hired by a City to defend the City's interests and three additional Cities quickly followed and retained Mr. Koberlein to protect their interests.  Currently, Mr. Koberlein represents a total of four (4) municipalities in the North Florida area.  As Mr. Koberlein focused on civil litigation he remained passionate about representing individuals charged with misdemeanor and felony crimes as well as civil litigation issues. Mr.  Koberlein has the experience and reputation to negotiate a favorable resolution in your matter, and if that is not possible, to provide the best, most zealous trial representation available.  Utilizing competent and trusted investigators and experts, your case will be prepared so that the best result will be achieved.  If you or a loved one is hurt, damaged, or is facing criminal charges, you want a qualified, hard-working attorney who will explain your options to you in a straightforward, commonsense, and honest manner. Education and Practice Experience: University of Florida; Gainesville, Florida; Bachelor of Science, 1997 University of South Florida; Tampa, Florida; 1998 University of Florida, College of Law; Gainesville, Florida; 2003 Bar and Court Admissions: Florida Bar, 2004 – Present All 67 Counties in Florida All 20 Circuits in Florida U.S. District Court, Middle District of Florida U.S. District Court, Northern District of Florida Professional and Civic Activities: Florida Bar Trial Lawyers, 2007 – Present Florida Bar Business Law Section, 2007 – Present Florida Bar Criminal Law Section, 2004 – Present Florida Association of Criminal Defense Lawyers, 2004 – Present Third Judicial Bar Association, 2004 – Present Mr.  Koberlein is committed to his clients and devotes himself to protecting their interests from the beginning to the end of their case.  Mr. Koberlein has spent his career helping clients defend themselves against criminal charges, fight insurance companies, and proceed through the bureaucratic process of local governments.  Mr. Koberlein welcomes the opportunity to meet with you and evaluate your legal needs and provide you with an experienced and competent analysis.


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